Archive for Additional Insureds Category
Posted In: Additional Insureds, Policy Construction
Small Words in an Insurance Policy Make a Big Difference

Contractor Not Covered Under Subcontractor’s Policy For Claim By Subcontractor’s Employee. The rules for interpreting a contract, including an insurance policy, require a court to give meaning and effect to…
Posted In: Additional Insureds
Got Additional Insured Coverage? Not If You Don’t Say the Magic Word.

Where a Lease Did Not Require the Additional Insured Coverage in the Lessee’s Policy To Be Primary, the Additional Insured Coverage Is Excess Over The Lessor’s Own Fronting Policy. Businesses…
Posted In: Additional Insureds, Duty to Indemnify, Policy Construction
Answer in the Form of a (Special Jury) Question

The New Hampshire Supreme Court held last month that limiting language in a policy heading is ineffective if the text of the provision promises broader coverage. The result is not…
Posted In: Additional Insureds, Duty to Defend, Policy Construction
Connecticut Hands Down a Case Insurers Will Love

In a decision handed down this week, the Connecticut Supreme Court held that although the phrase “arising out of” is broad, it isn’t limitless. The Court also split on the…
Posted In: Additional Insureds
New Additional Insured Form: Careful Contract Wording Can Enhance Coverage

Commercial property owners, developers, lessors, managers and construction contractors should pay attention to new language in several additional insured endorsements that the Insurance Services Office, Inc. (ISO) has filed with…
Posted In: Additional Insureds
New Form Makes Reducing Construction Risk a Bit Easier

Good news for owners, developers, contractors and others involved with construction industry risk management: a new ISO form endorsement adds coverage not just for any one you agree to add as…